Baccarat Rules

Baccarat is a traditional game played between the player and the casino.

Baccarat Game rules

• Baccarat is a traditional mini baccarat game played between the player and the casino.
• The aim of the game is to predict which hand will be the highest. You can also predict a tie.
• The game is played with 8, 52-card decks (excluding Jokers), shuffled before each round.
• The MIN/MAX sign indicates the minimum and maximum bet that can be placed in any betting area.
• Payouts are made according to the paytable in the game. For more information see Payout Schedule.
• To view the Paytable, move the pointer over the MIN/MAX sign.
• Some features may not be available in PLAYING FOR FUN mode.

Play of hand

• Place a single bet or combination of bets, in any of the betting areas (TIE, BANKER, or PLAYER), and start the deal.
• The Player and the Banker are dealt either two or three cards. Third cards are dealt based on the third card rules. For more information see Third Card Rules.
• The game compares the hand values of the Player and Banker. For more information see Scoring.
• The hand with a value closest to 9 wins. Hands of equal value are a tie, and neither hand wins.
• Bets are paid according to the Payout Schedule.

Third Card Rules

• If the Player or the Banker has 8 or 9, it is known as “natural”, and both hands stand. This rule overrides all other rules.
• If neither the Player nor the Banker has 8 or 9 play proceeds as follows:

Player rules

• If the Player has 0-5, a third card is dealt. If the player has 6 or 7 the hand stands.

Banker rules

• If the Player stands, the Banker draws a third card if the hand has 0-5.
• If the Player draws a third card, the value of the card drawn by the Player and the value of the Banker’s hand determines if the Banker gets a third card.

Banker’s score	Player’s third card
	0	1	2	3	4	5	6	7	8	9
7	B	B	B	B	B	B	B	B	B	B
6	B	B	B	B	B	B	S	S	B	B
5	B	B	B	B	S	S	S	S	B	B
4	B	B	S	S	S	S	S	S	B	B
3	S	S	S	S	S	S	S	S	B	S
2	S	S	S	S	S	S	S	S	S	S
1	S	S	S	S	S	S	S	S	S	S
0	S	S	S	S	S	S	S	S	S	S

* S: Stand
* B: Banker gets 3rd card

Scoring

• The value of the hand is determined by adding the values of the cards in the hand.
• Number cards 2-9 count as face value, aces count as 1, and kings, queens, jacks, and 10’s count as 0.
• If the value is 10 or more, 10 is subtracted. The value remaining is the hand value (for example, 13 becomes 3).

Payout Schedule

• If the Player wins, Player bets pay 2 for 1 (even money).
• If the Banker wins, Banker bets pay 2 for 1 (even money) less a 5% commission. The win will be rounded down if necessary.
• If there is a tie, Tie bets pay 9 for 1, whereas Player or Banker bets are returned (push).